
Connect with greater savings
Introducing greater savings with the Citi M1 Card.
Introducing greater savings with the Citi M1 Card. Save up to 10% off on your M1 recurring bills.
Earn Citi M1 Rebate on your M1 recurring bills
Total Spend includes all retail purchases in local or foreign currency. You will earn Citi M1 Rebate at a base rate of 0.3% on all retail purchases and additional Bonus Citi M1 Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.
What can you do with your Citi M1 Rebate?
How to redeem your Citi M1 Rebate?
Top 4 credit card features
Freedom to do more with the new Citi Mobile® App






Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Track your Citi M1 rebates
Ongoing promotions
Connect with greater savings in less than 10 minutes
Get a new Citi M1 Card from your phone or computer in an easy, paperless signup process
Basic fee of S$192.60 inclusive of GST
(first year waived)
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
Terms and Conditions
#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
Click here for Get Up to S$200 cash back as you spend Acquisition Promotion terms and conditions (06 March 2020 to 31 March 2020).
Click here for Get Up to S$100 cash back as you spend Acquisition Promotion terms and conditions (01 April 2020 to 30 June 2020).
Click here for the Citi M1 Card - Up to 5% Spend & Get Usage Promotion terms and conditions (08 May 2020 to 30 June 2020).
Click here to view the M1 Channel Promotion - Get up to S$200 cash back as you spend Acquisition Promotion terms and conditions (22 May 2020 to 7 June 2020).
Click here for Get Up to S$200 cash back as you spend Acquisition Promotion terms and conditions (01 July 2020 to 31 July 2020).
Click here for Get Up to S$200 cash back as you spend Acquisition Promotion terms and conditions (01 August 2020 to 31 August 2020).
Click here to view the Info Sheet.
Click here to view the Cardmember's Agreement.
Click here to view interest rates, fees and charges.
Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution