You are new to Citigold if you do not have an existing current/savings account with us.
Receive stackable rewards when you invest, insure and/or save with minimum investible assets of S$250,000
when you deposit
Fresh Funds
on a 3-month SGD Time Deposit
on a 6-month SGD Time Deposit
for every S$50,000
investment and/or
insurance
purchase
Complete Investment Risk 
Hold a Citi
Take up aInvite your family and friends to experience more with Citigold or Citigold Private Client. Simply share your referral invitation code and look forward to receiving an exclusive reward from Citi.
SGD Time Deposit Promotion terms and conditions apply.
USD Time Deposit Promotion terms and conditions apply.
Click here for SGD Time Deposit Investment Bundle Promotion Terms and Conditions
Click here for USD Time Deposit Investment Bundle Promotion Terms and Conditions
*Citibank Online Brokerage Promotion applicable for a period of 180 days starting from day of brokerage account opening. Click here for full terms and conditions of the Citibank Online Brokerage Promotion
Terms and Conditions
* To be eligible for the S$11,400 welcome rewards, you will have to fulfill all of the following criteria:-
Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
Of the S$800,000 in Fresh Funds, invest and/or insure S$300,000 before the end of the Qualifying Period,
Place $500,000 in a 6-month Time Deposit,
Hold an eligible primary Citi Credit Card
Maintain the Citigold relationship up to point of reward fulfilment.
1 Click here for Citi New-to-Bank Welcome Programme 2024 terms and conditions
2 Click here for SGD Time Deposit terms and conditions
#Annual fee waiver applies to one Citibank core credit card and one Citibank co-branded credit card excluding Citi ULTIMA Card and Citi Prestige Card, if the Eligible Customer maintains the Citigold relationship.
Disclaimers
The promotions, products and services mentioned in this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. This website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.
Important Insurance Disclaimers
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association Of Singapore (GIA)/ Life Insurance Association (LIA) or SDIC web-sites (http://www.gia.org.sg or http://www.lia.org.sg or www.sdic.org.sg). Please refer to full disclosures applicable to relevant product(s) and/or service(s).
An administrative fee or withdrawal charge may be imposed for termination of time deposits prior to maturity date. No pre-termination of the time deposit is allowed for CNH and ZAR currency.
Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.
Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy.
Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile.
Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit www.citibank.com.sg
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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